What are Health Savings Accounts

HSAs are the best way for the American worker to pay their healthcare expenses-now that the healthcare landscape has changed. Changes in federal income tax law have provided a better and cheaper way for workers to pay their day-to-day healthcare expenses. Our reliance on insurance companies to pay these manageable expenses is misguided, creating a downward spiral of double-digit premium increases and an alarming swelling of the ranks of the uninsured--with no end in sight. Congress recognized the systemic problem and created HSAs as a line of defense.

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